What US Insurers Actually Pay For A Psychotherapy Session — Crowd-sourced, By CPT Code, Payer, Platform, And State [JSON]

https://therapistrates.org tracks what insurers and platforms (Headway, Alma, Rula, Grow Therapy, etc.) actually reimburse for psychotherapy sessions. These rates are contractually confidential, so the data is crowd-sourced from therapist reports, with every row linked back to its primary source.

Raw JSON: https://therapistrates.org/data/rates.json (77 rows: platform, payer, state, license level, CPT code, rate, effective date, source link, verified flag). Companion ownership registry of who owns each platform: https://therapistrates.org/data/owners.json

Why it matters: this secrecy lands on patients. The same 53-minute session (CPT 90837) pays anywhere from $39 to $220 depending on payer and state, and when rates are that low and that opaque, therapists quietly leave insurance networks. Patients inherit the fallout: “ghost network” directories full of therapists who no longer take their plan, months-long waits, sessions quietly shortened from 60 minutes to 45, and full out-of-pocket bills for care their insurance nominally covers. In one sourced case an insurer paid a middleman platform $213.07 for a session while the treating clinician received $101.20 — a spread the patient never sees. There’s no official public source for any of these numbers; price transparency rules don’t reach behavioral health middleman arrangements.