Been maintaining a spreadsheet on cash advance apps (Dave, Earnin, Brigit, MoneyLion, etc.) for a side project comparing fees and terms, since most of these apps make it genuinely hard to figure out what you’re actually paying. Fees range very widely by app, and I wanted to make it easier for people with already-stretched finances to find the lowest cost products. Finally cleaned it up enough to make public.
35 apps, covering advance ranges, subscription vs. tip-based models, state availability, and a few other fields. CSV and JSON, CC-BY licensed, updated periodically as terms change (fintech fee structures shift more than you’d think).
Live on Hugging Face: https://huggingface.co/datasets/overdraftapps/cash-advance-apps
Full disclosure, I run a cash advance comparison site and this data feeds into it, methodology and a bit more context is linked in the dataset card if anyone wants the full picture. Happy to answer questions about specific fields or how anything was sourced. If anyone finds a fee that’s changed since I last verified it, genuinely tell me, half of these apps update pricing with zero announcement.
submitted by /u/Money_Seaweed_1895
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