{"id":42104,"date":"2026-08-18T18:27:42","date_gmt":"2026-08-18T16:27:42","guid":{"rendered":"https:\/\/www.graviton.at\/letterswaplibrary\/what-us-insurers-actually-pay-for-a-psychotherapy-session-crowd-sourced-by-cpt-code-payer-platform-and-state-json\/"},"modified":"2026-08-18T18:27:42","modified_gmt":"2026-08-18T16:27:42","slug":"what-us-insurers-actually-pay-for-a-psychotherapy-session-crowd-sourced-by-cpt-code-payer-platform-and-state-json","status":"publish","type":"post","link":"https:\/\/www.graviton.at\/letterswaplibrary\/what-us-insurers-actually-pay-for-a-psychotherapy-session-crowd-sourced-by-cpt-code-payer-platform-and-state-json\/","title":{"rendered":"What US Insurers Actually Pay For A Psychotherapy Session \u2014 Crowd-sourced, By CPT Code, Payer, Platform, And State [JSON]"},"content":{"rendered":"<p><!-- SC_OFF --><\/p>\n<div class=\"md\">\n<p><a href=\"https:\/\/therapistrates.org\/\">https:\/\/therapistrates.org<\/a> tracks what insurers and platforms (Headway, Alma, Rula, Grow Therapy, etc.) actually reimburse for psychotherapy sessions. These rates are contractually confidential, so the data is crowd-sourced from therapist reports, with every row linked back to its primary source.<\/p>\n<p>Raw JSON: <a href=\"https:\/\/therapistrates.org\/data\/rates.json\">https:\/\/therapistrates.org\/data\/rates.json<\/a> (77 rows: platform, payer, state, license level, CPT code, rate, effective date, source link, verified flag). Companion ownership registry of who owns each platform: <a href=\"https:\/\/therapistrates.org\/data\/owners.json\">https:\/\/therapistrates.org\/data\/owners.json<\/a><\/p>\n<p><strong>Why it matters:<\/strong> this secrecy lands on patients. The same 53-minute session (CPT 90837) pays anywhere from $39 to $220 depending on payer and state, and when rates are that low and that opaque, therapists quietly leave insurance networks. Patients inherit the fallout: &#8220;ghost network&#8221; directories full of therapists who no longer take their plan, months-long waits, sessions quietly shortened from 60 minutes to 45, and full out-of-pocket bills for care their insurance nominally covers. In one sourced case an insurer paid a middleman platform $213.07 for a session while the treating clinician received $101.20 \u2014 a spread the patient never sees. There&#8217;s no official public source for any of these numbers; price transparency rules don&#8217;t reach behavioral health middleman arrangements.<\/p>\n<\/div>\n<p><!-- SC_ON -->   submitted by   <a href=\"https:\/\/www.reddit.com\/user\/Scientific_Hypnotist\"> \/u\/Scientific_Hypnotist <\/a> <br \/> <span><a href=\"https:\/\/www.reddit.com\/r\/datasets\/comments\/1vrssvu\/what_us_insurers_actually_pay_for_a_psychotherapy\/\">[link]<\/a><\/span>   <span><a href=\"https:\/\/www.reddit.com\/r\/datasets\/comments\/1vrssvu\/what_us_insurers_actually_pay_for_a_psychotherapy\/\">[comments]<\/a><\/span><\/p><div class='watch-action'><div class='watch-position align-right'><div class='action-like'><a class='lbg-style1 like-42104 jlk' href='javascript:void(0)' data-task='like' data-post_id='42104' data-nonce='9de69db8d5' rel='nofollow'><img class='wti-pixel' src='https:\/\/www.graviton.at\/letterswaplibrary\/wp-content\/plugins\/wti-like-post\/images\/pixel.gif' title='Like' \/><span class='lc-42104 lc'>0<\/span><\/a><\/div><\/div> <div class='status-42104 status align-right'><\/div><\/div><div class='wti-clear'><\/div>","protected":false},"excerpt":{"rendered":"<p>https:\/\/therapistrates.org tracks what insurers and platforms (Headway, Alma, Rula, Grow Therapy, etc.) actually reimburse for psychotherapy sessions&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[85],"tags":[],"class_list":["post-42104","post","type-post","status-publish","format-standard","hentry","category-datatards","wpcat-85-id"],"_links":{"self":[{"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/posts\/42104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/comments?post=42104"}],"version-history":[{"count":0,"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/posts\/42104\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/media?parent=42104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/categories?post=42104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.graviton.at\/letterswaplibrary\/wp-json\/wp\/v2\/tags?post=42104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}